Bodyguard says Jackson doctor removed medicine (Reuters)

LOS ANGELES (Reuters) ? Michael Jackson's doctor asked a bodyguard to grab vials of medicine and a saline bag from the singer's bedroom on the morning he died, a Los Angeles court heard on Thursday in the manslaughter trial of Dr. Conrad Murray.

Bodyguard Alberto Alvarez also said he saw a "milky white substance" in the saline bag that Murray asked him to stash into a bag moments before an ambulance was called to attend to the lifeless singer.

"While I was standing at the foot of the bed he (Murray) reached over and grabbed a handful of vials and then he said 'here put them in a bag'," Alvarez testified on the third day of Murray's trial on a charge of involuntary manslaughter for being responsible for the "Thriller" singer's death.

Alvarez, testifying for the prosecution, said Murray then pointed toward an IV stand by Jackson's bed and told him to grab one of the saline bags hanging there and take it away.

The bag had "what appeared to me like a milky white substance. I recall seeing it at the bottom of the (saline) bag," Alvarez said.

Prosecutors say the milky substance was the surgical anesthetic propofol, which authorities have deemed to be the principal cause of Jackson's death on June 25, 2009.

Murray admits giving Jackson propofol as a sleep aid but denies involuntary manslaughter. He could face up to four years in prison if convicted.

PARIS SCREAMS FOR DADDY

Alvarez was one of the first members of Jackson's staff on the scene the day the 50-year-old pop star was discovered not breathing in his bedroom at his Los Angeles mansion.

"He was laying on his back, with his hands extended out ... his eyes were slightly open and his mouth was open," Alvarez said. As he followed Murray into the bedroom, two of the singer's children followed.

"Prince and Paris came behind me. Paris screamed out 'Daddy!'"

Alvarez said Murray told him Jackson had a "bad reaction" and that he saw the doctor giving the singer chest compressions on the bed with one hand.

Alvarez said he noticed an IV stand, oxygen tubing around Jackson's nose and a device attached to his penis that he later learned is used to collect urine while a person is sleeping. He saw no heart monitor, blood pressure monitor or other monitoring equipment.

It was only after the vials and the saline bag were placed in bags that Alvarez called for an ambulance, about one minute after first entering Jackson's bedroom.

Asked why he complied with Murray's request to remove the bag and vials of medicine, Alvarez told the court, "I believe that Dr. Murray had the best intentions for Mr. Jackson, so I didn't question his authority at the time. I thought we were packing to get him ready to go to the hospital."

Murray's defense team has argued that Jackson gave himself sedatives and extra propofol when the doctor was out of the room, and that additional dose was what killed him.

Prosecutors say Murray failed to monitor Jackson properly and tried to hide evidence before and after his death as he was in rehearsals for a series of London comeback concerts.

(Reporting by Jill Serjeant; Editing by Bob Tourtellotte and Xavier Briand)

Source: http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/nm/20110929/en_nm/us_michaeljackson

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Yahoo touches up Flickr with photo-sharing tool

SAN FRANCISCO (AP) ? Yahoo is touching up its Flickr photo-sharing service with a new way for friends located in different locations to simultaneously browse through pictures.

The "Photo Session" feature introduced Wednesday is designed to replicate the experience of leafing through an old-fashioned photo album, even if the people sharing the experience are located thousands of miles apart. Any of Flickr's nearly 170 million users can activate a session by obtaining a special link that can be sent to other invitees. A photo session can be done on iPhones, iPads and personal computers using the Safari, Firefox and Chrome browsers. The feature doesn't currently work on Internet Explorer or Opera browsers.

It's part of a broader effort by Yahoo Inc. to regain some of the ground that it has lost to Facebook.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2011-09-28-US-TEC-Yahoo-Flickr/id-65649e922ce148e59fc090be5214b32a

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Disability Insurance Attorney Straight talk ... - Health & Fitness Blog

Own Occupation Disability Insurance Policies

An ?Own Occupation? characterization of total disability means the shortcoming to work at an individual?s regular occupation ? which is to perform the stuff and substantial duties of your respective occupation. Under this distinction, total disability means the shortcoming to work at the occupation. The ?Own Occupation? definition is favorable for your requirements, the insured. The Own Occupation definition recognizes a loss of regular occupation usually brings about a drastic drop in income even if other employment is to be found.

In the 1980?s many disability mercury insurance Murrieta companies published ?Own Occupation? policies while they were aggressively investing the premiums with the stock market. Which, however, turned out to be considered a poor business decision. A number of these ?Own Occupation? disability insurance plans were sold to professionals: doctors, lawyers, and the like. The following saga is usually evidence presented and verified in recent Federal Judge Decisions in involving Unumprovident, Unum, together with Paul Revere.

Unumprovident, Unum, and Paul Revere ? an alteration in Claims Processes

Early in the 1990?s Defendant UnumProvident realized the claims made on the own occupation medical nsurance policies that it sold were putting the company at risk. As a consequence the company underwent an essential restructuring of its promise handling practices and philosophy. Provident morphed from an organization that had a claim payment philosophy to at least one that had a promises ?management? philosophy. The effects were staggering. Unfortunately, the doctors and legal professionals whom purchased these disability policies in the ?peace of mind? received certainly not, ?peace of mind? once they suffered own occupation afflictions.

Provident was not the actual lone wolf insurer facing financial struggles thanks to poor product design, more than marketing, and poor underwriting of a unique occupation disability insurance procedures. There were other disability insurance firms which faced similar difficulties. Many of these insurance companies left the disability insurance coverage business. Paul Revere was amongst the other large disability insurance companies that had also closely hyped, marketed and advertised ?own occupation? individual incapability products. Paul Revere also encountered huge financial issues with own occupation policies plus, in response, changed it?s lay claim processes.

Mergers and Arrangments made ? The Plot Thickens

Hence, in April 1996 Provident together with Paul Revere issued statements which they intended to merge. Provident together with Paul Revere completed the merger in March 1997. Afterward, in 1999, Provident Organizations, Inc. merged with Unum to create UnumProvident.

In 1998, Provident Agencies, Inc. and Revere made holistic Services Agreement. Under the Services Agreement, Provident, thereafter UnumProvident, assumed all duty for handling Revere promises.

Before both the merging and General Services Contract took effect, Provident was initially controlling Paul Revere?s allege handling processes. Transition teams were formed. They drafted ?Best Practices? that your combined entities were to go by and abide by. On 1996 Provident trained Revere?s area investigators in these ?Best Practitioners. ?

Which included a fabulous claim objectification process Provident acquired initiated. Then the ?round table? means of denying claims was initiated at Paul Revere even prior to a merger was completed.

That Unum Bad Faith Saga Continues

This is just one chapter in the maintaining saga of Unumprovident, Unum, along with Paul Revere. The evidence strongly creates a corporate scheme towards augment profits without regard towards the rights of their unable to function well insureds ? the doctors, chicago criminal lawyer and others with whom had purchased Own Career disability insurance. Further, evidence establishes Unumprovident, Unum, in addition to Paul Revere. profited immensely from them misconduct. The results worth mentioning companies Bad Faith Disability Insurance practices is devastating to many, several insureds. Instead of buying ?peace for mind? ? - untold volume of doctors, lawyers, and industry experts have faced economic spoil.

If you have had your Occupation disability claim denied by these lenders, you are strongly advised to look for legal representation. A good Disability Claim criminal attorneys in los angeles can make all the difference to you personally and your families ?peace involving mind. ?.

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Source: http://prelco.net/mental-health/disability-insurance-attorney-straight-talk-own-occupation-disablement-insurance-policies/

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Raising girls today

A Christian Science perspective.

?A girl?s got to know she is loved.? That was my grandmother?s counsel as she watched my father tenderly take his infant daughter into his arms for the first time. ?Always, always remember that a girl?s got to know that she is loved.? I?m told he promised me, cradled in his arms, that he would tell me every night that he loved me. He kept that promise, daily, until he passed on almost 40 years later.

Skip to next paragraph

As a recent Monitor feature on raising girls explores, in an age of complexity; quick-paced, tantalizing marketing; media messaging; and social networking; it?s easy to lose sight of the fundamentals. Yet my grandmother?s sage advice is still foundational to the raising of strong, gracious, intelligent, confident, healthy young women (and men as well). It?s simple: They must know they are loved.

A child?s rock-solid conviction of knowing he or she is loved needs to go deeper than a human love, which can be wavering, conditional, volatile. It cannot be achieved through a fragile, emotional love based on personal beauty, body type, passion, or sensuality. And I believe the only way to this inner confidence is to develop one?s natural, spiritual intuition ? one?s relationship with God, who is the source of all love. In fact, God is Love. What could be more validating for children than to know that their amazing and unique self is approved of and adored by their Father-Mother, God, who created them.

Mary Baker Eddy, an advocate of women?s rights, established the Monitor and founded the Christian Science movement ? no easy feat for a woman in the late 1800s. She wrote in the Christian Science textbook: ? ?God is Love.? More than this we cannot ask, higher we cannot look, farther we cannot go? (?Science and Health with Key to the Scriptures,? p. 6).

She taught that each of us has an inseparable relationship with divine Love, and that we exist as the expression of Love. The fact that God is universal, impartial, all-nurturing Love challenges scholastic theology, based on the Adam and Eve allegory, that depicts God bringing a curse on womankind. It reverses for all ages this belief that woman is condemned, inferior, and less valued and loved.

The spiritual education essential to parenting brings a closeness to God that gives a young girl a strong, steady foundation. Knowing her coexistence with God, her best friend, keeps her grounded, balanced, and helps her make sound choices; she learns to say no to destructive influences and to say yes to God?s infinite possibilities, always available to her. She learns to protect her God-given purity, to value and identify herself as expressing His attributes of courage, creativity, gentleness, honesty, and sound reasoning.

I was the beneficiary of a father who communicated his love to his infant daughter. But my dad?s love only hints at the universal love, the all-encompassing love of our Father-Mother, who is telling each of us, moment by moment, that we are loved and approved of. A psalm says, ?The king?s daughter is all glorious within? (45:13). All glorious ? all happy, bright, kind, obedient, orderly, and radiating light, balanced in every way. There is no room for defiance and rebellion, fear, limitation, or insecurity. God?s daughter knows she is safe. She knows she is loved.

To receive Christian Science perspectives daily or weekly in your inbox, sign up today.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/GZZIONLbQzE/Raising-girls-today

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Social Media Tips-Tips on Social Media Marketing for Your Business

The popularity of online social media networks has revolutionized online marketing. Businesses are constantly striving to communicate with customers, build business connections and create brand awareness through social sites such as Facebook, Twitter, LinkedIn and MySpace. Here are some tips on how to go about the social media marketing (SMM) process.

Chalking out an action plan

To get started, you should have a plan of action in place. Positioning your company properly is an important aspect of internet marketing. Having a good presence on the internet by setting up social accounts is crucial. At the same time, ensure that you don?t end up opening an account that will not be used. From the onset, chalk out a strategy on how to go about the internet marketing process.

Setting up accounts with social networking sites

Positioning your company on the right social networking sites is an extremely important aspect of the social media marketing process. You have to determine which sites fit in your business interests and niche. Other factors to consider include creating an appropriate user name for profile links and choosing the most appealing profile information to share. You should also have the ability to filter activity based on what is suitable for a particular networking site. You will find networking sites with a more playful, casual atmosphere as well as ones that have a strict professional focus. Choose websites that align with your company?s interest as well as fit the personal interests of web users who will help you in your SMM process.

google_ad_channel = ?7940249670, ? + AB_cat_channel + AB_unit_channel;
google_language = ?en?;
google_ad_region = ?test?;

---

Patrick LeMay -
About the Author:

For more information on website design, contact an internet marketing specialist at Wolf21.com.

Source: http://www.graceonlinemarketing.ca/blog/2011/09/28/social-media-tips-tips-on-social-media-marketing-for-your-business/

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Video: Ransom, Part 9

Dateline NBC

'Dateline NBC,' the signature broadcast for NBC News in primetime, premiered in 1992. Since then, it has been pioneering a new approach to primetime news programming. The multi-night franchise, supplemented by frequent specials, allows NBC to consistently and comprehensively present the highest-quality reporting, investigative features, breaking news coverage and newsmaker profiles.

Source: http://www.msnbc.msn.com/id/3032600/vp/44649330#44649330

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Debt consolidation loan for unemployed | personal finance budgeting

Hi friend! If this is your first time visiting the personal finance budgeting, you may want to subscribe to the latest articles by email from the personal finance budgeting for free, Thank you.

Unless it stops planned, in many cases, it is difficult to predict how long a period of extended unemployment. Most people are confident of their ability to get back to work in a short time, saving the cost of his life. When the savings will also pave the way through extended unemployment, debt becomes a major source of funds.

This is when the borrower?s debt with a number of large creditors. In line for the loan, unemployed debt consolidation loan provider on the loan for the unemployed. The purpose of debt consolidation loans for unemployed is to take the risk of ending debt. Even the end of the temporary loan, unemployed person is a sigh of relief when the debts disappear.

Debt consolidation loans for unemployed taken several debts mounted at some interest rate for a single loan. Borrowers the opportunity to save in abundance in interest rates. While borrowers have accumulated debts with higher interest rates, debt consolidation loans for unemployed have a minimal level. The interest rate, commonly known as April, will be charged according to the latest figures. However, the increase in loan interest rates higher.

Most people are wise to the ways debt consolidation agencies came to an application from the loan agreement. We will briefly describe the process for people who are new to the process. Once the debt consolidation agency receives a request for payment of the debt, send a representative to discuss the specific needs of the applicant. It asks the applicant to the total of all debts incurred to date and categorize them based on categories important.

Like credit card debt will have different categories. Therefore you have to demand immediate payment. When individuals are willing to debt data, debt consolidation agency debt issues as the size of the debt, or the amount the borrower desires. Borrowers also have helped in the process of liquidation of debt debt management help.

This is how debt consolidation agency debt only. Unemployment is considering a debt consolidation loan for unemployed with samba. Is not that for these loans, borrowers have fallen indeed. Debt consolidation loans for unemployed are provided especially for the house. Borrowing against the house include lender against the risk associated with loans most to the unemployed.

It is also beneficial to the borrower in the sense that any equity in the home is used. The use of home help for the unemployed borrowers get good deals on debt consolidation loans. Compare the situation of unemployed borrowers want to draw a debt consolidation loan with the same terms and the importance of showing the house. The loan providers eager to complete applications from unemployed people. Lenders who lend to borrowers and charging interest in a strong rules and strict.

Such as home and property assets of times too. Offer your home as collateral, does not involve the sale of the house. It?s just that the lender has the ownership papers in their custody. Once the debt consolidation loan for unemployed is paid, the property is also free. Home equity loan is the name given to those loans. Since the equity in the home that is consumed in the process, this name is very appropriate.

Borrowers can choose to use the home as well as total capital, or save for future contingencies. Lines of credit or HELOC mortgage offered for contingencies in the future. With this method, the borrower decides score you need the money. Therefore, if 10% of home equity loans used as debt consolidation loans for the unemployed, we decided to use the remaining 90% as a line of credit. The line of credit is an arrangement where the borrower is only based on financial need arise. The remaining amount will be deposited into your account in debt and interest does not exist.

Until the new to be used, may have used a better strategy to combat the debt other than debt consolidation loans for unemployed. Online lenders have made it easier for the lazy to revise their bids. Just go to an internet cafe or if you have internet at home or office, browse websites that offer debt consolidation loans for unemployed, which will have many offers to choose from.

In case you are searching through the web for more info about the sphere of personal finance budgeting, then please make sure to visit the URL which was mentioned in this passage.

insurance-ref.com | Blog | Republicans propose extending flood ...

September 22, 2011
By: Jana Bell

House Republicans have drawn adult a check that would extend a National Flood Insurance Program for another dual months, Dow Jones Newswires reports.

According to a source, a sovereign module that provides word for homeowners in flood-prone areas would be extended by Nov 18. Other members of Congress could opinion on a offer as early as Wednesday.

However, there?s doubt as to either a Republican devise will be authorized by Democrats, as many of them trust it doesn?t enclose a supports indispensable to support a 5.6 million homes and businesses that take partial in a program, a news use reports.

Ben McKay, comparison clamp boss for a Property Casualty Insurers Association of America, fears what could occur if a NFIP is authorised to expire.

?While we need long-term fortitude for a NFIP, a initial priority is avoiding a module lapse,? McKay told a source. ?Lapses in NFIP coverage have combined doubt in a housing marketplace and left homes and businesses even some-more unprotected to harmful floods, while withdrawal taxpayers unprotected to dear service efforts.?

Flood word is not enclosed in customary homeowners insurance policies. While a NFIP is managed by a Federal Emergency Management Agency, a policies themselves are created and serviced by private companies.

For some-more about inundate word we can visit: Flood Smart

Related Home Insurance Articles:

Article source: http://homeinsurance.com/news/republicans-propose-extending-flood-insurance-program-by-two-months.php

Source: http://insurance-ref.com/republicans-propose-extending-flood-insurance-program-by-two-months/

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Willow Smith Finishing Up Debut Album, Jukebox Says

'A lot of her music has a very big influence of everything from rock to pop to hip-hop,' producer tells Mixtape Daily.
By Rob Markman

Willow Smith
Photo: Getty Images

Behind the Beats: Jukebox
Willow Smith took music fans by surprise in 2010 when she dropped her debut single, "Whip My Hair." Will Smith's swagged-out offspring blended a pop sound with a distinct urban sensibility, and producer Ronald "Jukebox" Jackson was largely responsible for the platinum hit.

So what's next musically for the 10-year-old singer? Jukebox tells Mixtape Daily that Willow is in the process of finishing up her Roc Nation debut.

"I did like eight, nine songs on Willow, so right now, we're in the process of just trying to close out the album," he said. "It's just the whole process. You got to think about it: She's a 10-year old girl. She's gotta have a life, she's gotta be a kid."

According to Jukebox, the album will contain a myriad of sounds. "Willow is kind of a combination of what 'Whip My Hair' was. Willow just isn't a pop star, she isn't just an urban artist; she's very international," he explained. "A lot of her music has a very big influence of everything from rock to pop to hip-hop."

On "Rock Star," fans will hear a different side of Willow, and Jukebox — who also did the music for Swizz Beatz and Chris Brown's "Dance Like a White Girl" — hopes it will be her next hit.

"Next single which I'm praying for is a record I did called 'Rock Star.' ... She's been performing it everywhere. It's getting very great reaction," he said. "We also did a record with Diggy Simmons that's incredible. ... She's just a combination of everything pretty much."

For other artists featured in Mixtape Daily, check out Mixtape Daily Headlines.

Related Artists

• Willow Smith
• Jukebox

Source: http://www.mtv.com/news/articles/1671288/willow-smith-new-album-jukebox.jhtml

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Web Internet Marketing Business ? Web Creation

ecommerce website development

Many people have been searching for information on how to start a business internet marketing online, or whatever other labels money online. Even before you get into the details of this type of business you have to ask yourself if you really really want to make money online. If you are serious, so make sure you have the right mindset.

There are some myths out there that need to be addressed for those who are skeptical and need to get rid of this skepticism, if you really want to understand how the Internet marketing business that really works.

Myths Many people believe that a person can not do online.This money is actually very far from the truth. It is very much a reality. Many people make money online and you can read the testimony after testimony about how those who have followed his steps have been successful.

Web business

Many people say it?s hard to start. It?s really not difficult at all. You do not want to spend all your time searching all the information and misinformation on the subject, which can be overwhelming in itself. You will always learn something about the subject, but not actually started with it. It all begins with learning basic Internet skills. It can be frightening for many, but it is not necessary. So many times people take something that is very simple and make it so complicated that they simply throw their hands up and give up completely. When you are taken by the hand, it makes the process of learning and understanding much easier.

Some people say they know nothing about computers. There are many people who know nothing about computers. Many people from all walks of life and all ages are making money online just because they have taken action despite their doubts they do not know anything about computers. Many of these people have no technical training whatsoever. It does not prevent action. If you want a life change for the better, and then take action.

Some say they do not have time. Even if it is to use an hour a day ? you?ll be productive. Get up an hour early or give up an hour later. Use your time efficiently, so you can be more efficient with what you are working. Do something about your lunch time to your full-time job. Take control and simply do nothing. Do not waste time; operate effectively. The last three myths mentioned an excuse for those who are serious about starting a business web internet marketing. If you are serious about embarking on this endeavor so you can push through, despite what most people think or say about it.

Getting Started. There are three things necessary to engage in this activity. You need a domain name, hosting account, and finally a marketing department by e-mail. One thing that must be resolved here, and there is no way to move for a company web for free. To have a good web business, you must have these three tools to start with.Without a domain name and hosting account, you can not have a website online.

Now many will say that you do not need a website to earn money online. This is true to some extent, but it is very difficult to do. A person can not earn money but not enough remains to make a full time income. If you want a web business where you can make a residual income online, then you have a website. An online Internet business is just as serious an effort as a business offline. They are actually the same. The only difference is that you are online and the other is offline.

Having a domain name and hosting account is a very low investment and very cheap too. You get a domain name with a registrar will cost about $ 10 per year. Once you have a domain name registered, you need a hosting account, which normally costs between $ 8 to $ 10 per month.

There are many other registrars and hosting companies can be found on the web so be sure to search out and choose what suits your needs. There are a variety of email marketing services, and although the registrar and hosting company, you will eventually need. Do your research on what marketing email service suits your needs. Two of the most popular services is Awarer and get an answer. Both are reasonable monthly expenses are about $ 18 and $ 19 per month. It is advisable to check and see if they offer special rates for the first time a subscriber.

You can learn the ability to set these web tools by examining the various video tutorials or read the information on the web. However, many people always want to see how to do it by watching the video tutorials.

Once you learn these simple skills, then you are ready to create a web page or a multi-page site, so you can start making money online internet marketing web business.

More Detail plz visit this website www.webcreation.us

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This entry was posted on Friday, September 23rd, 2011 at 7:19 am and is filed under Ecommerce, Web Business. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.webcreation.us/blog/?p=69

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Why there is a need of Online marketing services?

???

By : Aly Mathew ??

Traditional methods of marketing are out but online marketing, or Internet marketing are common these days. They allow us to promote our products and services online at a lower cost than traditional advertising. It helps us to grow our business because it provides qualified leads from potential customers who are looking for your products and services. Today, Online Internet Marketing is the key to success for E-commerce business (E-Business) as number of internet users increasing day-by-day and so does the profit opportunities. When Internet Marketing was first started it was simple and there was only text based websites which have only product information. Later on it was evolved into advertisements with graphics. The latest addition to Internet Marketing is the online business where we can sell our product and services to our customers through internet. Most of the customers turn to internet to find what they need before they call or visit to a store. Customers mostly type keywords into search engine to find the products they want whether they know about your business name or website address.
Now a day?s e business is attracting both clients and search engines to succeed. In order to do this, an internet marketing strategy must include some form of search engine optimization (SEO), online website promotion, pay per click advertising (PPC), link popularity development, local search and social media development, among others for website ranking in Google, Yahoo & Msn.
SEO ? search engines set a strong foundation for the future of the campaign regardless of the offsite factors such as links and social media. Therefore our websites need to be correctly setup, from coding and design, to keywords and implementation.
Online Website Promotion ? when customer searching for a keyword they visit our website but it is not a real victory. But turning them to paying customer is the real key to success. With the help of expert analytical staff we may bring more traffic to our business, improve ROI and get more leads from our websites.
Pay Per Click - a PPC campaign is used to test our site against keyword phrases before we spend our quality time and money on an SEO campaign. Pay per link is a traditional link building service which can be customized to suit our need and service to get links from relevant sites which are affordable, efficient and high quality solution.
Local Search ? local listings are now becoming a lifeline of many businesses because more and more people are turning away from the phonebook to online search. With online marketing services, we can build profiles on local sites which can improve our SEO ranking on local search terms.
Social Media - If SEO wants to improve the online presence of their sites, they have to engage themselves in social media services and create a strong brand reputation. By setting up accounts, to posting regularly and responding to customer?s online marketing services and SEO services can build brand loyalty and happy customers.

Author Resource:- Aly Mathew writes for App distribution to the highest level with Search Engine Impact and Mobile Apps for internet marketing.
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The Mesa Press : Mesa College bears no battery

Gisela Lagos, Editor-in-Chief
September 22, 2011
Filed under Opinion

With domestic violence awareness month, October, steadily approaching there is a greater push for mindfulness of the issue and San Diego Mesa College has a variety of resources to help students who are affected by domestic violence.
Domestic violence is when one partner acts in an abusive manner toward the other partner in an intimate relationship or marriage.
Domestic violence crosses gender lines, can affect any age range and doesn?t care about ethnicity.? It impacts straight and gay relationships, either partner in the relationship can be the abuser and at times other family members are also physically or emotionally abused.
The behavior associated with domestic violence includes physical, sexual, verbal and other emotional abuse.? The main goal of the abuser is always to gain and maintain total control over their victim.
Mesa College has health professionals, counselors and psychologist available at the Health Services department.? Police are also available to help victims of domestic violence.? For physical violence, the physician and nurses on campus can mend and heal, but for the emotional turmoil brought on by domestic violence psychologist are ready to help.
Typically the abuser creates a deep rooted sense of emotional manipulations before any physical abuse ever occurs.? With this emotional handcuffing a victim who only seeks physical help and not emotional or psychological help will be at a greater risk of returning to the abuser.
There is a huge misconception that a person who is in a real domestic violence relationship wouldn?t stay in the relationship, and thus when a victim returns to the relationship it?s proof that it ?isn?t that bad? or the victim is ?allowing it.?
Generally the victim sees him or herself as having no choice but to return to the abuser.? The abuser will typically remove associations with friends and family, lower the victim?s self-esteem and at times cause or worsen depression issues.
It?s important to note that every relationship is unique and domestic violence takes on many forms; while some situations consist of verbal and emotional abuse (or none physical actions), others become quite physically violent where the victim is beaten and sometimes raped.
Statistically women are six times more likely to become victims of domestic violence, but due to a greater stigma of men (both straight and gay) being seen as victims of domestic violence it is thought that few incidences are actually reported.
According to the San Diego Domestic Violence Council website about 50 percent of all lesbians have experienced or will experience domestic violence.
There are many signs to look out for if you think you might be in an abusive relationship; including your partner having a history of bad relationships or a violent past, he or she always blames others for their problems, blaming you for the violence, coercing the use of alcohol or drugs, acting controlling or manipulative, keeping you away from close friends and family, and talking about others in a sexual or derogatory manner.
Relationships shouldn?t make you feel less confident about yourself, they shouldn?t scare you or keep you in a constant state of worry, they shouldn?t change your behavior in a negative way and they shouldn?t make you feel afraid of discussing problems with your partner.

Campus Rescores:
Police emergency line
619-388-6405
Health Services department
619-388-2774

Events :
Rape Aggression Defense Basics Self Defense Training.
Held on Oct. 8 and Oct. 15 in room Q-100 from 8 a.m. to 3:30 p.m.
To register contact Cindy Cavada by phone at 619-388-2749 or by e-mail at ccavada@sdccd.edu.

Hope in the Park
Held on Oct. 8 at Blaboa Park from 1 p.m. to 7 p.m.
There will be live music, food, games, community resources, food packages, contests and the organization is providing methods of healing for those affected by domestic violence, education about prevention and much more.

Source: http://www.mesapress.com/opinion/2011/09/22/mesa-college-bears-no-battery/

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Stocks on edge ahead of Fed while euro recovers (Reuters)

SINGAPORE/HONG KONG (Reuters) ? European stock index futures fell on Wednesday as investors looked to book some of the previous sessions gains and waited for the end of a Federal Reserve policy meeting expected to announce further steps to stimulate the flagging U.S. economy.

The euro was steady after regaining ground lost following a surprise ratings downgrade for Italy and the dollar fell close to a record low against the yen, pressured by strong selling by Japanese exporters that triggered traders' stop-losses.

The Fed is expected to announce at 2:15 a.m. ET plans to rebalance its portfolio in favor of longer-dated bonds and so push long-term interest rates -- already near historic lows -- even lower in a move known as Operation Twist.

Euro STOXX 50 index futures fell 0.8 percent, despite modest gains on Asian exchanges. Futures for Germany's DAX and France's CAC-40 also fell, while financial spreadbetters in London called the FTSE 100 (.FTSE) to open down as much as 0.5 percent. (.EU) (.L)

Gold climbed above $1,800 an ounce, up about 0.3 percent on the day, supported by its safe haven allure amid fears that the euro zone's sovereign debt problems could trigger a new banking crisis.

"The market will be glued to Europe. The question is whether Europe is going to have a safety net ready for banks," said Hideyuki Ishiguro, assistant manager of investment strategy at Okasan Securities in Tokyo. "If Spanish and Italian bonds fall further, banks could suffer massive losses."

Asian markets had mostly opened weaker for the third time this week, but later reversed course.

"Markets fluctuate so much during the day these days it's very hard to pick a trend," said David Spry, analyst at F.W. Holst in Melbourne. "Anyone who thinks the market's just going to recover quickly is going to be misplaced."

BARGAIN HUNTING

Japan's Nikkei share average (.N225) closed up 0.2 percent, with some bargain-hunting supporting the market. Analysts said market falls of recent weeks had made valuations attractive, with two-thirds of Tokyo stocks now trading below their book value -- the net asset value of the entire company. (.T)

MSCI's broadest index of Asia Pacific shares excluding Japan (.MIAPJ0000PUS) gained 0.4 percent. The index remains about 21 percent below its 2011 high in April.

Asian markets have underperformed U.S. equities -- which struck their low for the year after a steep global sell-off in early August -- with the MSCI index for Asia returning to plumb a new 14-month low last week.

"What is very interesting is that since August 9, the S&P futures are up something like 11 percent since the low and over that period the MSCI Asia Pacific ex-Japan is actually flat," Mohammed Apabhai, head of Asia Pacific trading strategies at Citi, told Reuters Insider TV in Hong Kong.

"And we think one of the reasons why that is happening is not only because the dollar has been a bit stronger, but also because Asian clients in general don't really understand or follow very closely what is going on in Europe, and in that environment they are just de-risking," he said.

"So if the risk comes back on again, there is a potential of a benchmark chase which will probably be more accentuated in Asia than in other parts of the world."

S&P 500 index futures traded in Asia rose 0.3 percent, pointing to a slightly firmer start on Wall Street (.SPX) after stocks drifted marginally lower on Tuesday, when European shares (.STOXX50E) had risen around 2 percent. (.N)

BELEAGUERED EURO

European debt worries were tempered, to some extent, after Greece promised further cuts to its public sector before a second conference call with international lenders that Athens must persuade to give it more loans to avoid bankruptcy next month.

That relief helped the beleaguered euro recover following a downgrade of Italy's credit rating. The euro traded around $1.37, up more than a cent from a low of $1.3591 on Tuesday.

"(The euro) was a bit oversold and there was a paring in those positions. No one wants to be over-committed ahead of the FOMC (Fed meeting)," said Rob Ryan, foreign exchange and interest rate strategist at BNP Paribas in Singapore.

The dollar dipped to as low as about 76.11 yen at one point on trading platform EBS, nearing a post-World War Two record low of 75.941 yen hit in August, before recovering to around 76.35 yen.

Against a basket of major currencies (.DXY), the dollar was flat.

Oil was little changed, with Brent crude futures flat at $110.52 a barrel and U.S. crude easing 0.3 percent to $86.69. Copper rose 0.6 percent to $8,358 a metric ton.

(Additional reporting by Masayuki Kitano in Singapore, Lisa Twaronite and Antoni Slodkowski in Tokyo, Miranda Maxwell in Melbourne and Reuters Insider TV in Hong Kong; Editing by Richard Borsuk)

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20110921/bs_nm/us_markets_global

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UK police drop demand for paper's hacking files

FILE - This is an undated Surrey Police handout photo of murdered teenager Milly Dowler. Rupert Murdoch's company said Monday Sept. 19, 2011 that it is in advanced compensation talks with the family of a murdered teenager whose phone was hacked by the now-defunct News of the World tabloid. News International, Murdoch's British newspaper division, said it hoped to reach agreement soon with the family of 13-year-old Milly Dowler, whose voicemail messages were accessed by scoop-seeking journalists after she disappeared in 2002. She was later found murdered. (AP Photo/Surrey Police/PA, File)

FILE - This is an undated Surrey Police handout photo of murdered teenager Milly Dowler. Rupert Murdoch's company said Monday Sept. 19, 2011 that it is in advanced compensation talks with the family of a murdered teenager whose phone was hacked by the now-defunct News of the World tabloid. News International, Murdoch's British newspaper division, said it hoped to reach agreement soon with the family of 13-year-old Milly Dowler, whose voicemail messages were accessed by scoop-seeking journalists after she disappeared in 2002. She was later found murdered. (AP Photo/Surrey Police/PA, File)

LONDON (AP) ? London's police force said Tuesday it was dropping a demand that The Guardian newspaper reveal the confidential sources for its stories about Britain's phone-hacking scandal. The decision follows a unified chorus of criticism from the country's hyper-competitive media outlets.

The Metropolitan Police said that after taking legal advice it "has decided not to pursue, at this time, the application for production orders" against the paper. The case had been due to go to court on Friday.

Guardian editor Alan Rusbridger welcomed the decision to withdraw the "ill-judged order."

"We would have fought this assault on public interest journalism all the way," he said. "We're happy that good sense has prevailed."

The Guardian has been at the forefront of reporting on the hacking scandal, running stories that exposed the Rupert Murdoch-owned News of the World tabloid for routinely intercepting the voicemails of politicians, celebrities and even crime victims in its quest for scoops.

The Guardian said last week that police were seeking a court order that would force it to unveil source material for several stories about the scandal that has shaken Murdoch's media empire. It vowed to fight the demand, and rival papers joined it in condemning the police move.

The outcry was especially strong because the police demand referred to breaches of the Official Secrets Act, which is generally associated with espionage and national security cases.

The Murdoch-owned Times ran an editorial calling it "an attack on the principles of free expression," and right-wing Daily Mail columnist Richard Littlejohn ? an arch-foe of the left-leaning Guardian ? said the police action "isn't just an attack on the Guardian, it's an attack on us all."

Civil libertarians, free-speech advocates and victims of phone hacking also expressed outrage. Actor Hugh Grant, who has become an outspoken campaigner against tabloid intrusion, called the police action "worrying and deeply mysterious."

The stories in question included a July 4 article that revealed the News of the World had hacked into the voicemail messages of missing British schoolgirl Milly Dowler, who was later found murdered.

That revelation horrified Britain, and sparked the still-unfolding scandal. Already, the 168-year-old newspaper has been shut and several top executives from Murdoch's News Corp. have been ousted.

The furor also has tarnished London's police force, which failed to uncover the scale of the tabloid's wrongdoing in its initial investigation. The force's chief and one of his most senior lieutenants resigned in July amid allegations of too-cozy professional and social links to Murdoch journalists.

A police officer has been arrested on suspicion of passing information about the force's hacking investigation to The Guardian, and one of the newspaper's reporters, Amelia Hill, has been questioned by detectives about the alleged leak.

Rusbridger said that "threatening reporters with the Official Secrets Act was a sinister new device to get round the protection of journalists' confidential sources."

But Scotland Yard said it Tuesday that it was only the arrested police officer who was suspected of breaching the secrets act; the demand against The Guardian was made under another law, the Police and Criminal Evidence Act.

It said in a statement that "despite recent media reports there was no intention to target journalists or disregard journalists' obligations to protect their sources."

The force said it remained committed to its ongoing phone hacking investigation, code-named Operation Weeting. So far detectives have arrested more than a dozen former News of the World journalists and executives on suspicion of eavesdropping or bribing police officers. None has been charged.

___

Jill Lawless can be reached at: http://twitter.com/JillLawless

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2011-09-20-EU-Britain-Phone-Hacking/id-0f29b015521348329a4f00dbb1455f31

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How to Repay Student Loans In Detail | B2B Markeplace

Due to the spiraling cost of college education here and anyplace else, many families have settled on loans to be well placed to finance further education for their children. And if you truly want to give your children a better option on education and finally their lives, nothing beats making absolutely certain that their college education is taken cared for and one of the few ways to do that is to make an application for instant decision no credit check loans. Nevertheless before you jump on the bandwagon and pick out a financial firm that provides student loans, you may want to grasp first how student loans are paid back and you will learn that each lending organization has its own student loan repayment process.

There are categorical lending firms where if you took out a loan for the purpose of Finance international students that began in 1998 or beyond that precise year, the repayments that you will be making will be based mostly on the quantity of revenue you will be making. The single time that your repayment will commence is at the time when your salary hits the fifteen thousand pound mark or even more a year. So it suggests that if your yearly earnings don?t reach that earnings threshold, you will not be needed to pay anything. However , when the time comes that your annual salary hits that mark, a proportion of your earning will go to the lending organization where you were given your college loan from.

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Fundamentals of Corporate Finance Standard Edition

The best-selling Fundamentals of Corporate Finance (FCF) is written with one strongly held principle? that corporate finance should be developed and taught in terms of a few integrated, powerful ideas. As such, there are three basic themes that are the central focus of the book: 1) An emphasis on intuition?underlying ideas are discussed in general terms and then by way of examples that illustrate in more concrete terms how a financial manager might proceed in a given situation. 2) A unified valuation approach?net present value?

Fundamentals of Corporate Finance Standard Edition

Here is the basic computation about the paying back of student loans. If you fall on the fifteen thousand pound and above category, assuming that your takings amount to fifteen thousand pounds, your monthly earnings would be one thousand and two hundred fifty pounds which is also equivalent to 200 80 eight pounds in a week. If your earnings equals or above of this amount, the repayments that you will make will most likely be deducted you are your salary using the tax policy already in effect. However , there are specific considerations that you might need to have a look at about the said repayment system. As an example, if you?re currently receiving disability benefits, that amount won?t be counted as part of the threshold salary amount for you to be suitable for repayment kickbacks even if the disability benefits you get are subject to tax deductions. In fact , if you are now on a disability ?related benefit and you have been diagnosed as permanently unfit to work which suggests you will be physically unable to repay your debts, you can even request to have your repayment programme cancelled.

There are more student loan repayment rules that you may want to have a look at because you or your children may fall on those classes and it?d be smart to know what your advantages are.

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Source: http://mktplace.net/finance/how-to-repay-student-loans-in-detail/

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Palestinians show support for Abbas' statehood bid (AP)

RAMALLAH, West Bank ? Thousands of flag-waving Palestinians rallied Wednesday in towns across the West Bank to show support for their president's bid to win U.N. recognition of a Palestinian state.

The gatherings were carefully orchestrated, with civil servants and schoolchildren given time off to participate. Despite the largely low-key mood, a new poll indicated an overwhelming majority supports President Mahmoud Abbas' quest for U.N. recognition of a state in the West Bank, Gaza and east Jerusalem, the areas Israel captured in the 1967 Mideast War.

Some said they were dismayed by the U.S. pledge to block the Palestinians, if necessary by a veto in the U.N. Security Council. In Ramallah, the crowd cheered when a masked youth on a stage burned a U.S. flag before being led away by Palestinian security forces.

"We want to live in dignity," said Atallah Wahbeh, a 60-year-old shopkeeper in Ramallah. He said it was important that the U.N. recognize a Palestinian state, even if there are repercussions, such as a possible cut in American aid.

"We don't need the Americans to buy us with money," he said.

Near Karnei Shomron, a Jewish settlement in the northern West Bank, an assailant fired on an Israeli car, causing damage but no injuries, the Israeli military said.

Nearby, Palestinians threw rocks at an Israeli car, injuring a baby girl, the military said.

The rallies were held far from possible friction points with Israeli troops, though in two locations small groups of young men broke away and threw rocks and firebombs at Israeli troops.

Israeli soldiers responded by firing tear gas and sending undercover forces into the crowd. Live TV broadcasts showed Israeli soldiers in civilian clothes arresting Palestinians who were throwing rocks. Palestinian medics said five protesters were injured, including one who was hit in the eye.

Abbas has called for peaceful marches in support of statehood, and Israeli security officials have scaled back forecasts of widespread violence.

Abbas is to address the U.N. General Assembly later this week and request full U.N. membership. With peace talks deadlocked for the past three years, the Palestinians believe a strong international endorsement will improve their position in future negotiations.

Israel and the U.S. say a Palestinian state can be established only through negotiations.

"We went to the U.N. because we are tired of negotiations for the sake of negotiations," Abbas aide Tayeb Abdel Rahim told the rally in Ramallah.

The new poll found that 83 percent of Palestinians believe Abbas' recognition quest is a good idea, even though nearly as many ? 78 percent ? expect it will make their daily lives more difficult. The survey, conducted last week by the independent Palestinian Center for Policy and Survey Research, included 1,200 respondents and had an error margin of 3 percentage points.

The U.N. bid is seen by many Palestinians as a last option after two uprisings and two decades of on-and-off negotiations with Israel failed to produce a state, said pollster Khalil Shikaki.

Two-thirds of Palestinians favor peaceful protests, while one-third says the Palestinians should resume armed struggle, according to Shikaki's poll.

Still, some worried about possible repercussions from the U.S. or Israel. Members of Congress have threatened to cut hundreds of millions of dollars in U.S. aid to the Palestinians.

Palestinians fear Israeli troops could tighten West Bank checkpoints or that Israel could suspend the transfer of tax funds it collects on behalf of the Palestinians.

"Now the Israelis will have more reasons to send us back from checkpoints, to tell us `go back to your state'," said Mahmoud Khalil, a 30-year-old from Ramallah.

___

Associated Press writers Dalia Nammari in Ramallah and Nasser Shiyoukhi in Hebron contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/mideast/*http%3A//news.yahoo.com/s/ap/20110921/ap_on_re_mi_ea/ml_israel_palestinians

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Benefits of Internet Marketing For Your Business You'r Company ...

Have you ever thought about online branding, online reputation of your business? How can people find your products or services even though they do not know about your business? How can you get the maximum no. customers for your business. There was a time that companies use for their business through direct marketing, Yellow Pages, radio spots, etc. After the print media, television is the best medium for business promotion. But today the ways of business have changed. Internet marketing or online marketing, online advertising, SEO have become important tools for business promotion. Hotel industry, travel industry, insurance companies, the software industry, the entertainment industry, etc are using Internet marketing for business promotion. Internet marketing has several advantages over traditional business marketing. Some of the major advantages of Internet marketing are:

Market with greater coverage

In internet marketing you can contact your local customer area to the world. You can reach one million customers through Internet marketing. In Internet marketing the world is your market. This will make the market coverage and the chances of getting new customers for your business.

Profitable

Internet marketing is more cost effective compared to TV, radio, print media advertising. You can even use internet marketing for your business without spending a single rupee. This is possible by submitting videos of your company in the video sites, writing articles about your business, social media marketing etc. We can say that internet marketing is the cheapest means of business promotion.

Customer tracking

One of the benefits of Internet marketing is tracking customers. You can follow the customer easily, you can know about their purchasing behavior and no. of times customers visit your site or spend time on your site. Also you can make CRM activities in internet marketing. You can take the information and customer feedback. All this will help in improving their products and services.

Long-term

Impact of Internet marketing is long compared to the marketing campaign. For example, if you take the service of search engine optimization, you are at the top of your keywords in the search engines. And at least 4-5 months to remain on the above page in your keywords. I guess if you have sent the article, videos related to your products or services, which will remain there for a long period of time or the time that these sites are available on the Internet. That people can read or find information from videos, articles for a long period of time.

Market Segmentation

Internet Marketing to help grow their business worldwide. You can make your marketing campaign in a particular country, region, territory, etc. prudent age group, for example in the campaign pay per click, you can select your country to campaign, the city, etc. We can say that the marketing Internet helps the segmentation of its business. This will help in analyzing your business needs based on market trends, the mode of advertising for your business. You can change or marketing of products, advertising according to market segmentation. We can also say that internet marketing helps you do market research for your business.

The Internet has dramatically changed the landscape of marketing. The promotion of products is very different in the Internet, then traditional marketing methods used. Internet plays an important role in the global economy and provides people with a lot of opportunities. Just look at the enormous effort that companies implement Internet marketing strategies.

Internet marketing is really very simple. All we?re doing is selling your products online. Successful Internet marketing depends on its interactive nature. The results offer now exceeds the results of regular trading. When using Internet techniques simple and easy marketing can enjoy many wonderful benefits. Consider what you might enjoy if you take the time to start your marketing strategy.

Perhaps the best reason why most companies choose Internet marketing is the freedom it offers. You can control the size of the expansion of the business through different strategies. When you have this high level of creative control over your business, then you can customize your business goals and needs. After beginning his Internet marketing strategy you can choose to outsource their workload to have more time for other things. With online marketing requires much time and concentration. You are constantly trying to effectively manage your marketing plan.

In addition to this freedom, internet marketing allows customers to access anytime you want. His website can be considered an employee that works for you. It allows you to put certain parts of their business on autopilot. This way you do not have to worry about losing money when their employees go home to sleep. Once you have properly configured your Internet marketing program that will be ready to achieve long-term results.

Marketing on the Internet also provides profitability. The employer does not have to worry about paying employees for the tasks of marketing. The employee does not have to worry about seeing all their profits go to business owners. Often, if you own an online business, once installed, you will not have to do a lot of work and be able to keep all the profits for himself. This is why Internet marketing has been able to successfully increase the benefits of any online business.

Finally, Internet marketing offers a great sense of security. Through internet marketing you can build a lifestyle, a good income and build a strong business. Even if you only have a small business that is starting from scratch, Internet marketing can help improve the benefits of your company and allow it to operate almost completely on autopilot so you can enjoy a lot of freedom and security .

With all these benefits, it is easy to see why many companies, large and small are turning to internet marketing. Now that you know the benefits of Internet marketing in the next step is to consider the types of Internet marketing and choose the most suitable for your business so you can start enjoying these wonderful benefits.

Source: http://digitalillustrationschool.info/2011/09/benefits-of-internet-marketing-for-your-business-your-company/

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Sizemore arrested on battery warrant (AP)

LOS ANGELES ? Los Angeles police say they have arrested actor Tom Sizemore on an outstanding warrant for misdemeanor battery.

Officer Rosario Herrera says the 49-year-old was arrested early Tuesday. The Los Angeles County Sheriff's Department website says Sizemore has posted $26,000 bail and has been released.

A phone message left for his agent, Cynthia Booth, was not immediately returned.

Sizemore, who appeared in "Black Hawk Down" and "Saving Private Ryan," has had a string of drug-related arrests in recent years. He was convicted in 2003 of domestic violence involving his ex-girlfriend, former Hollywood madam Heidi Fleiss.

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20110920/ap_en_ot/us_people_sizemore

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Hit a Deer? Will Your Auto ... - Shop Car Insurance the Smart Way!

Usually, when you damage your car by hitting something, and file a claim for the damage to your car, your auto insurance rates will be surcharged. Surcharges for at-fault accidents (and single-car accidents are always considered your fault) range from 30% to 40%, but you also may lose good driving discounts, making the new cost of your car insurance very expensive.

However, there is one circumstance where hitting something accidentally with your car will avoid an increase in your auto insurance premium.

How is your auto insurance company rated for complaints & customer service? Click this link & see ratings for all the leading insurance companies.

When you hit an animal, other than a human being, you are covered by Comprehensive coverage, if you have Comprehensive coverage on your car, and if the damage to your car is more than your deductible, instead of Collision coverage.

I am not aware of any auto insurance companies charging higher rates for a Comprehensive claim, though having Comprehensive claims on your 3 year or 5 year claims history, may limit the car insurance companies willing to insure you, or qualifying for their lowest rates, if you decide to shop and switch auto insurance companies.

I LOVE Comprehensive coverage, and I like to have it with a low deductible, such as a $100 deductible, even on old cars, if the insurance company allows you to have it.

For example, an auto insurance company may be unwilling to offer coverage for damage to your 1980 Ford F150, unless it is restored, and used only for car shows and parades. But in my experience, many car insurance companies will offer Comprehensive coverage on cars in good condition, regardless of the car?s age.

Comprehensive covers you if you hit a deer or other animal, but it also covers theft, vandalism, flood, fire, etc. Generally, damage to your car, for events other than collision or overturning your car, is covered for the damage above the deductible, up to the actual cash value (basically, the market value) of your car, subject to a few exclusions, like intentional damage or mechanical breakdown.

Comprehensive is usually inexpensive, too. You may pay $200 every 6 months for your Collision coverage, but your Comprehensive coverage may cost only $35 every 6 months.

When you are driving, you not only want to avoid damaging your car, but you also don?t want to harm another living thing for no reason.

However, if your only choice is to either hit a deer or have an accident with your car, such as skidding off the road into a tree or ditch, it is best, for your car insurance rates, to hit the deer.

Many people are seriously injured, or killed, when they strike a deer, elk, or moose with their car, so drive carefully, and be prepared to stop suddenly & safely in areas where you can literally run into these animals.

This ad will take you to links to get online quotes from leading insurance companies. Don?t see the insurance company you want? Backpage and click on the ad again to see a different selection of insurance companies. ?

Have you hit an animal with your car? How did your auto insurance company handle the claim?

Please leave a comment on my facebook page. Or, you can e-mail me at help@smartshopyourcarinsurance.com if you have questions and would like my help.

Follow me on Twitter for important insurance consumer news and new blog entries at CarInsWatch.

Source: http://smartshopyourcarinsurance.com/Blog/?p=546

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Health and Fitness ? Hemorrhoids ? Whether to Have Surgery or ...

Hemorrhoids are a painful condition, and as they get worse, many people find that they have to get them treated somehow. One of the things that many medics will suggest is having them cut out, but you can avoid surgery for hemorrhoids because there are very effective alternatives available and most of them are natural home treatments that will not need drugs.

Understanding how hemorrhoids come about will help you understand how natural treatments work as opposed to surgery. Hemorrhoids usually developed as a result of too much pressure on anal blood vessels. The vessels eventually start to protrude through the anus, and depending on how protruded they are, will cause considerable pain and discomfort. The first natural treatment therefore, is to make sure that you do not strain your lower gut when you pass waste. Avoiding constipation, another common cause of hemorrhoids, as this will also help you reduce their formation and pain.

It is wiser to use natural cures for hemorrhoids as opposed to resorting to surgery for hemorrhoids because surgery addresses the symptoms rather than the cause. You could go ahead and have the surgery but this does not mean that you will not get a recurrence. Better gut health is the cure. Do not rush for a surgical procedure before you try out natural remedies.

There are many herbal hemorrhoids treatments that will either lessen pain or cause the extended blood vessels to shrink and retract to an extent. Many of them usually work to reduce pain, and because for many people, the hemorrhoids do not grow out very big and so long as they are not painful, you can live with them.

You will find herbal treatments suggested on the internet. There are also many books that you could buy that will suggest natural remedies. Make sure that whatever natural remedy you choose will do well for your over-all health. If you have an irritable stomach or bowel for example, there are some herbs that could make it worse. Do proper research before embarking on a natural treatment.

If you find that you must have surgery because the hemorrhoids are protruding too far out or are too painful, you must follow the surgery with a course of treatment that will resolve the problem. Eat lots of roughage to help your stool when it gets into your colon. You must start to exercise more no matter what your age is. Exercise is one of the best ways to activate stools and make them leave the body without difficulty. Herbs like aloe vera and stinging nettle are good for making your stool soft and easy to pass. Rely on these rather than on constipation medications as these come with many side effects, one of them being that your body loses its natural ability to pass stools without medication.

Source: http://medicaltips.biz/2011/09/18/hemorrhoids-whether-to-have-surgery-or-natural-treatment-at-home/

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What is a PET Scan? | Pets4Noobs Pets Pet Accessories Dogs Cats ...

Imaging technology is a great modern method of learning what is happening inside a person ?s body, but without needing to cut into the body in order to find out. MRI and ultrasound look into the body, X-rays an CAT scans look through the body, while nuclear imaging uses information that starts inside. PET stands for positron emission tomography, and is one example of a nuclear imaging technique.

PET produces images by looking at radiation given off by radioactive atoms. Radioactive atoms of many elements can be made in large particle accelerators, which cause atoms to smash together at nearly the speed of light. when these radioactive atoms break apart, they emit radiation that can be easily detected. for PET scans, the patient is injected with certain compounds obtained from radioactive carbon, fluorine, oxygen or nitrogen atoms. The patient is placed in a tubular scanner, that converts the radiation emitted into electronic signals. The scanner moves back and forth around the are of interest, and then a computer assembles the data into a 3D image. The image obtained will show where the radioactive material has accumulated.

Generally, PET scans are mostly used to detect cancer. The radioactive atoms are used to make sugar molecules that are injected into the body. this way, the radiation will be higher in regions of the body that metabolize the sugar faster. because metabolic rates are higher in cancer cells than in the normal cells around them, PET scans are a great tool in detecting tumors.

However, detecting cancer is not the sole use of PET scans. Other uses include tracing the flow of blood through the system to detect areas of impaired flow, as well as detected areas of the brain that are not functioning properly. Research of the normal function of the brain also uses PET scans, because the scan shows which parts of the brain are most active as the research subject performs a particular task.

What is a PET Scan?

Source: http://www.pets4noobs.com/what-is-a-pet-scan/

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Interest-Only Loans Can Buy More House and More Trouble

They?re spreading like wildfire?interest-only mortgages seem to be the panacea for rising home values and the incomes that cant quite get caught up. You can buy ?more house? and have a low mortgage payment and a big tax deduction. Who wouldnt want one, right

Well, a large number of consumers are getting into these loans when they shouldnt. Interest-only mortgages work well for some individuals and are dangerous for most others, yet the number of interest-only loans is rising rapidly.

Take a glance at San Diego. In nearly half of the mortgages required interest-only payments in the first few years according to a study done by LoanPerformance, a San Francisco?based property information service. Could this have something related to the housing market Without a doubt it does. Are home prices rising faster than salaries and incomes They sure are. So how is one supposed to afford a house in such an expensive housing industry You guessed it?an interest-only loan.

Interest only-loans were originally aimed at more sophisticated investors who wanted to leverage their income by re-directing what would have been the principal part of their payment to higher yielding investments that exceed the rate of their home appreciation. These types of investors typically have more assets and financial discipline than most and for that reason aren?t as likely to get in as much trouble with such a loan.

Today, interest-only loans are being utilized by borrowers who?re trying to leverage debt. What they are doing is getting more debt for their buck; they?re borrowing more income but keeping their debts low (initially) in order to compete with other buyers in sellers markets. Here are some of the potential dangers that face such borrowers:

When the principal balance isn?t being reduced, than no equity has been built, and if home prices are stagnant during the interest-only period and the borrower must sell, he?ll need to be able to pay sales costs out of whatever equity there is in the house, if there is any. Remember, mortgage amortization is incorporated in the borrowers control, appreciation isn?t.

If theres a downturn home based prices, the borrower will finish up upside down, meaning the mortgage balance about the property could end up being greater than the propertys market value. In this case, the borrower could be responsible for sales costs and also the remaining mortgage balance that could lead to foreclosure.

Interest-only mortgages make sense for borrowers:

who have seasonal incomes or earn commissions and/or bonuses this will let you desire to pay on the principal when its convenient.

upwardly mobile those who expect to earn more in a few years and want to buy more house in early stages rather than later.

who anticipate investing their cash flow in higher yielding investments or reducing high-priced debt.

Make sure guess what happens youre getting into with an interest-only loan. Talk to your mortgage broker or lender to be aware what the possible repercussions could be, and be sure youre getting the loan for the best reasons. Eventually, you need to own your home, and its easier to be planning on that earlier than later.

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Source: http://www.wsis-finance.org/2011/09/17/interest-only-loans-can-buy-more-house-and-much-more-troubletheyre-spreading-like-wildfire-interest-only-mortgages-seem-to-be-the-panacea-for-rising-home-prices-and-the-incomes-that-cant-quite-ge/

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